(I started writing this one year and one day ago. I might as well finish what I started.)
As a child growing up, I learned to swim at a local swim club where I also spent many lazy, summer days in the water. The high dive was the ultimate challenge at the club, and the divers who trained there were the people I looked up to. The thrill of somersaulting in the air into water was alluring.
I never took diving lessons. We moved when I was still young, but high dives always called me. As a teenager, the Quarry which became my new summer hangout had a high dive and a tower. The tower was only opened on special occasions, and only the bravest of kids would jump off.
I never had diving lessons, but I learned to somersault through the air, swan dive and a host of other playground tricks. I didn’t pass up an opportunity to dive from the tower either. I was somewhat a reckless youth.
The tower is still there today, but I am told they never “open” it because of the liability. My experiences were 45-50 years ago now.
I recall these things because I woke suddenly from a dream early yesterday morning to a man curled tightly in a rotating somersault spinning in the air. At 60 years old, now, the thrill of somersaulting in the air is more tinged with fear than it used to be, and the sudden vision of it jolted me awake with Adrenalin.
Every once in a while, I show my kids I can still do it, but the body doesn’t move like it once did. I can’t bounce or curl or rotate like a 15-year old anymore.
The moment of fear-tinged thrill I felt as I woke was more like the feeling I had when I was younger when I was tempted to see how close I could jump from the high dive to the edge of the swimming pool without hitting it. The “thought experiment” conjured up the same kind of feeling.
The two things – somersaulting from a high dive and trying to jump close to the edge of the pool without hitting it – are risky things to do. A misstep doing either one might result in injury or even death.
Not being instructed in the matter of high diving, I probably had more confidence than I should have in my own abilities. I pushed myself beyond what I feared I could not do. I might have been a bit brash about it, but I wasn’t foolish. Attempting to jump as close to the edge of the pool without hitting the concrete would have been not only brash, but utterly foolish.
Life is full of risks. Just swimming in water comes with the risk of drowning. (How many times did our mothers scold us about not swimming within an hour of eating?) The mother who doesn’t teach her kids to swim, though, isn’t doing them any favors. A person who never learned to swim, for fear of drowning, is much more likely to drown in a sudden fall into the water than a person who learned to swim.
For me, swimming was as natural as riding a bike. I did it for hours every day all summer long. Swimming in the water was familiar to me, so I didn’t fear it. Perhaps, I was even overconfident in my abilities and didn’t take seriously the warnings from my mother (though I listened to her anyway because she was my mother).
There are good risks and bad risks. Any business person knows that, as going into business is full of risk.
We are currently in the sixth week of sheltering in place from the corona virus threat here in Illinois. People throughout the country are starting to get restless, calling for the governors to declare an end to the stay-at-home orders and open up the states for business as usual. Many people are hunkered down because they are vulnerable or scared, while protesters are taking to the streets in defiance with no masks, daring government intervention.
How does the risk of COVID-19 fit into the spectrum of risk? It depends a lot on you.
Financial advisors always survey their clients’ risk tolerance. People have different levels of risk tolerance. Some of us are bolder, brasher and more confident than others. Some of us are timid and scared. People with vulnerabilities have reason to be concerned. Some people are just plain reckless.Continue reading “Risky Living: Good Risks and Bad Risks”