Money in God’s Economy


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One pretends to be rich[1], yet has nothing; while another pretends to be poor, yet has great wealth[2]. Proverbs 13:7

In God’s economy, things are often upside down and inside out, at least from our perspective, because we tend to value things differently than God does. Take money for instance. God says, “The love of money is a root of all sorts of evil.” (1 Tim. 6:10) This verse, along with the passage about the rich young ruler, cause most of us to pause and consider how different from our ways God’s ways are.

Money is not intrinsically bad. Money, by itself is neither bad nor good. The “love of money”, not money itself, is a root of evil. It is not the money, but how we treat it that is the problem. The “love” comes from us, not from money, itself. “For from within, out of the heart of man, come evil thoughts….” (Mark 7:21)

The fact is that money has no intrinsic value at all. Dollar bills are just pieces of paper. Coins are just inorganic substance. A rock might as well be just as valuable as a dollar bill. So, if money has no intrinsic value, we (people) are the ones who ascribe value to money.

The value of money comes from the value we ascribe to it. Some rocks we value highly, and other rocks we value hardly at all. Diamonds, rubies and precious gems we covet, but pebbles lying at our feet are not worth bending over to pick up.

In God’s economy, however, value is ascribed much differently than the values projected by people in the human marketplace. Because God is who is, the Creator of the Universe, God and what God values are the only things with intrinsic value. The values that people have given things are, ultimately, worthless in God’s economy unless God, Himself, gives them value.

We are God’s crowning creation. God made us, and not we ourselves. (Ps. 100:3) God values people who were made in His image above all things.

It should be no surprise, then that value in the economy of God is ranked according to the greatest commandment (to love God above all things) and to the second greatest commandment (to love our neighbors as ourselves). If we are going to be rich in God’s economy, we should value what God values.

While God may value us most highly, our greatest value must be in God Himself.

When we value money before God and other people, we are deviating from God’s what God values ans accepting something less. Money does, obviously, have value, but the value lies not in the money, itself. The value is imparted by us, by society, and the value is in what money can gain for us. Since money, unlike God and people, has no intrinsic value, it should be subordinated to those things that do have intrinsic value.

Money is not evil in itself. Evil is what flows out of the hearts of people. The value we ascribe to money can be at the heart of all kinds of evil that flow out of our hearts, but money is not the culprit – we are the culprits.

As always, throughout Scripture, the real issue lies with us. Our treasure is where are hearts are. If we do not value God above all things and love other people only second to our love for God, we have the world upside down and inside out.

God’s economy provides freedom from the pressures and the stress of being tied to worldly, fleshy fortunes. When we value what God values, we are free to live as God intends us to live. When we value what God values, we put our treasures up in heaven where the value will not rust, rot, fade or diminish.

The ransom of a man’s life is his wealth, but a poor man hears no threat. Proverbs 13:8

Money, in God’s economy, has no intrinsic value, but it may be valuable to the extent that it can be used to the benefit of what God values.


[1] The action, “pretends to be rich,” is expressed with the hithpael verb stem.  It conveys a sense of acting on one’s self. The fundamental (“inside”) meaning of hithpael adds an inner layer of meaning beyond the literal sense of the verb – stressing the self-benefit (motivation) driving the subject to act.  This personal benefit is understood from the context (not the form itself) and metaphorically roots to the spiritual or psychological element moving the person to act.

[2] This term, 1952/hôn, implies freedom from pressures of life because enjoying surplus (accumulation).


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